Wills vs. Trusts: THERE IS MORE TO ESTATE PLANNING THAN TAXES! This is truly an educational session Join us for a thought-provoking discussion of the basics of estate planning and discover wbicb plan is right for you and your loved ones YOU SHOULD ATTEND IF: FREE SEMINAR You have a trust-based estate plan that focuses on the estate-tax exemption protection "VB Plan") You wish to protect the inheritance you leave behind FOR YOUR FAMILY's use only. You want to learn how to change your estate plan, so that it will he casier for your loce on to administer it ourdalh andCARRELL BLANTON FERRIS meet your family's needs You have a Will that is nore than 3 YEARS OLD or it was created IN ANOTHER STATE. If so, your Estate Plan may not include recent Estate Tax or state law changes Your Financial Power of Attorney is over 7 years old or signed in another state. As a result, you may be missing important changes in the new Virginia Uniform Power of Attorney Lavw NovEMBER 7 AT 10:00 A.M. lour tealh eowerof tomevis moe a8soNEMER 13 AT 10:00 A.M. OR 2:00 p.M. If so, your family members could be prevented access to your health records under the current Health Insurance Portability/ Privacy Act (HIPAA) Most of your assets are being held in Joint names with Rights of Survivorship. If so, you may lose control of the asset in a second mariage. There is no charge, but seating is limited! call 757.220.8114 for a reservation! or register online at www.carrellblanton.com WHAT WILL WE DISCUSS: O The effect of the Federal Estate Tax law change on every estate plan. O How Probate and unnecessary delays and costs can be avoided. D Maximizing total control of your property, your assets and your How you can protect vour children's inheritance from predators, The current changes to Virginia's Power of Atorney and Health Care Laws (Advance Medical Directive) and their impact on you and your family How to provide for your own care and well being, and that of your loved ones even if you become mentally incapacitated Presented by Trey T. Parker, Esq., Rhiannon M. Hartman, Esq and Jonathan B. Osler CARRELL BLANTON FERRIS privacy during life. The pitfalls of joint ownership, especially with blended families. ATTORNEYS AT-LAw y non-family members, and bad marriages.