Wills vs. Trusts: THERE IS MORE TO ESTATE PLANNING THAN TAXES! This is truly an educational session Join us for a thought-provoking discussion of the basics of estate planning and discover wbicb plan is right for you and your loved ones YOU SHOULD ATTEND IF: O You have a trust-based estate plan that focuses on the estate-tax FREE SEMINAR exemption protection "VB Plan") FouwwiNh Lo rethe inheritance you leawe betind FOR YOUR WILLIAMSBURG FAMILY's use only. You want to learn how to change your estate plan, so that it will be easier for your loved ones to administer at your death and meet your family's needs You have a Will that is nore than 3 YEARS OLD or it was created IN ANOTHER STATE. If so, your Estate Plan may not include recent Estate Tax or state law changes Your Financial Power of Attorney is over 7 years old or signed in another state. As a result, you may be missing important changes in the new Virginia Uniform Power of Attorney Lavw CARRELL BLANTON FERRIS 460 McLAWS CIRCLE, SUITE 200 NOVEMBER 7 AT 10:00 A.M. NOVEMBER 13 AT 10:00 A.M. OR 2:00 P.M. Your Health Care Power of Attorne is more than 8 years old. If so, your family members could be prevented access to your health records under the current Health Insurance Portability/ Privacy Act (HIPAA) Most of your assets are being held in Joint names with Rights of Survivorship. If so, you may lose control of the asset in a second mariage. There is no charge, but seating is limited! call 757.220.8114 for a reservation! or register online at www.carrellblanton.com WHAT WILL WE DISCUSS: O The effect of the Federal Estate Tax law change on every estate plan. The current changes to Virginia's Power of Attorney and Health Care Laws (Advance Medical Directive) and their impact on you and your family O How Probate and unnecessary delays and costs can be avoided. How to provide for your own care and well being, and that of your loved ones even if you become mentally incapacitated Maximizing total control of your property, your assets and your privacy during life. The pitfalls of joint ownership, especially with blended families. Presented by Trey T. Parker, Esq., Rhiannon M. Hartman, Esq and Jonathan B. Osler CARRELL BLANTON FERRIS How you can protect vour children's inheritance from predators, ATTORNEYS AT-LAw y non-family members, and bad marriages.