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    July 3, 2019
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TRADIT STAFTS You're focused on VILLIAN &HARY having a sweet time. We're focused on you. en y YOu Refer a student to C&F Student Value Checking and earn reward points...now that's sweet! Designed for students age 15-24 I Online and Mobile Banking I Zelle for person-to-person payments I VisaTM Debit Card and Invite A Friend with Rewards I No access fees for non-C&F Bank ATM transactions I An optional savings account with no monthly service charge for the first year CFBank Call 800.296.6246, visit cffc.com, or come meet with one & of our bankers to learn more about your new C&F Bank Student Value Account. Focused on You *Zelle is for students ages 18 and older. By agreeing to participate in the C&F Bank Invite-A-Friend referral program, you agree that the referrer may be aware that you opened an account when they receive their referral points. Member FDIC 5.15.19a Citizens and Farmers Bank ENDER TRADIT STAFTS You're focused on VILLIAN &HARY having a sweet time. We're focused on you. en y YOu Refer a student to C&F Student Value Checking and earn reward points...now that's sweet! Designed for students age 15-24 I Online and Mobile Banking I Zelle for person-to-person payments I VisaTM Debit Card and Invite A Friend with Rewards I No access fees for non-C&F Bank ATM transactions I An optional savings account with no monthly service charge for the first year CFBank Call 800.296.6246, visit cffc.com, or come meet with one & of our bankers to learn more about your new C&F Bank Student Value Account. Focused on You *Zelle is for students ages 18 and older. By agreeing to participate in the C&F Bank Invite-A-Friend referral program, you agree that the referrer may be aware that you opened an account when they receive their referral points. Member FDIC 5.15.19a Citizens and Farmers Bank ENDER