It's an investment you can trust! 55 Month Certificate 3.04% APY includes IRA Certificates Limited time offer, open yours today! langleyfcu.org 757-827-5328 Langley Federal Credit Union APY = Annual Percentage Yield of 304% for a 55-month Certificate or IRA Certificate. Minimum to open a Certificate is $1,000 Minimum to openanIRA Certificate is $500. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal Some restrictions apply. Limited time offer.Fees may reduce earnings on the account. Rate subject to change Insured by NCUA.